Affordable Lending for the Golden State of California

Daryl Roe and California Funding will help you obtain a loan that is right for you. We have many investors and loan products to suit your needs and are able to shop around to find you the most competitive interest rates and loan products available today.

Now is the perfect time to take advantage of low interest rates and an exceptional market. Use our website to browse our calculators and tools, learn more about our loan programs, contact us, or learn more about us!

Whatever your residential financing needs, we will tailor a loan that’s right for you.

Loan Programs

Jumbo Advantage Loan Program

The CalSTRS Home Loan Program is available to all active or retired members of the California State Teachers’ Retirement System (CalSTRS) and all current employees of California public school districts and community colleges.

USDA Rural Development Loan Program

The USDA Rural Development Loan Program is designed to stimulate rural development in America. Since a common barrier to owning a home is the lack of funds to make a down payment, the availability of the USDA Rural Development Loan Program makes the reality of owning a home available to a much larger percentage of Americans.

Reverse Mortgage Loans

A Reverse Mortgage is a special type of mortgage that enables homeowners aged 62 years or older to tap into the equity they have accumulated in their homes. There is no repayment required as long as the borrowers continue to occupy the home as their primary residence.

Refinance Loans

Refinances are available in many shapes and sizes. A “refinance” in the eyes of a lender is whenever you already own the property and are financing it with a new loan (even if owned free & clear).

Government Mortgages

“Government Mortgages” are generally considered to be those loans insured by the Federal Housing Administration (FHA) or guaranteed by the Veterans Administration (VA).

Purchase Loans

Mortgages to help you purchase a property come in many shapes and styles. At California Funding, we are proud to offer literally dozens of choices for almost any situation, and our professional expertise can help you through the maze.