Legal & Privacy Disclosures
🍪 Cookie Notice & Tracking Technologies
Cookie Policy
California Funding uses cookies and similar tracking technologies to improve website functionality, analyze traffic, and support marketing efforts.
Cookies are small text files stored on your device when you visit a website. They help us understand how visitors use our site and allow certain features to function properly.
Types of Cookies We Use
Essential Cookies
These cookies are required for the website to operate correctly and cannot be disabled. They enable basic functions such as page navigation and form submission.
Analytics Cookies
We may use analytics tools (such as Google Analytics) to collect aggregated, non-identifying information about how visitors interact with our website, including:
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Pages visited
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Time spent on pages
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Device and browser type
This information helps us improve site performance and user experience.
Marketing & Advertising Cookies
We may use advertising platforms such as Facebook (Meta) and Google to:
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Measure ad performance
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Deliver relevant advertisements
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Understand how users arrive at our website
These cookies may track activity across websites. They do not give us access to personal financial information.
Cookie Consent & Control
Upon your first visit, you will see a cookie consent banner managed by Complianz. You may:
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Accept all cookies
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Reject non-essential cookies
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Customize your cookie preferences
You may also change or withdraw consent at any time via the cookie settings link on our website.
Managing Cookies Manually
You can control or delete cookies through your browser settings. Please note that disabling certain cookies may affect site functionality.
📜 Terms of Use
Website Use Agreement
By accessing or using this website, you agree to the following Terms of Use. If you do not agree, please do not use this website.
Informational Purposes Only
The content on this website is provided for general informational purposes only and does not constitute:
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A loan commitment
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A rate guarantee
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Financial, legal, or tax advice
All mortgage products and terms are subject to qualification, underwriting approval, and applicable laws.
No Client Relationship Created
Submitting information through this website does not create a lender-borrower or broker-client relationship. A relationship is established only after formal documentation and disclosures are completed.
Accuracy of Information
While we strive to keep information current and accurate, mortgage rates, programs, and guidelines change frequently. We make no guarantees regarding completeness or accuracy at all times.
Intellectual Property
All content on this website—including text, graphics, logos, and images—is the property of California Funding or its content providers and may not be copied, reproduced, or distributed without written permission.
Limitation of Liability
California Funding is not liable for any direct, indirect, incidental, or consequential damages arising from:
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Use of this website
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Reliance on website content
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Technical interruptions or errors
Use of this website is at your own risk.
Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict of law principles.
🏦 Mortgage-Specific Compliance Disclosure
Mortgage Services Disclosure
California Funding provides mortgage-related services subject to federal and state regulations. All loan programs are subject to:
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Credit approval
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Property approval
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Income verification
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Applicable lending guidelines
Not all applicants will qualify for all loan products.
No Guaranteed Rates or Approvals
Rates, terms, and loan programs are subject to change without notice. Advertised rates are not binding and may vary based on borrower qualifications and market conditions.
Fair Lending Commitment
California Funding supports fair lending practices and does not discriminate on the basis of:
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Race
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Color
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Religion
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National origin
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Sex
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Marital status
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Age
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Disability
In accordance with applicable federal and state laws.
📊 Google Analytics & Meta (Facebook) Disclosure
Advertising & Analytics Use
We use third-party services such as Google Analytics and Meta (Facebook) advertising tools to:
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Measure website traffic
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Track advertising performance
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Improve marketing effectiveness
These platforms may use cookies or similar technologies to collect anonymized usage data.
How Data Is Used
Collected data may include:
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IP address (anonymized where applicable)
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Device and browser type
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Pages visited
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Referral source
This data helps us understand how users interact with our website and ads.
Opt-Out Options
You may opt out of certain tracking by:
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Adjusting cookie preferences via our consent banner
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Using browser privacy settings
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Visiting Google Ad Settings or Facebook Ad Preferences
🔐 Data Protection & Security
We implement reasonable technical and organizational safeguards to protect your information. While no system can guarantee absolute security, we follow industry-accepted practices to protect your data.
📬 Contact Information
If you have questions about our privacy practices, cookies, or terms of use, please contact:
California Funding
700 E Shaw Ave
Fresno, CA 93710
559.307.5362